About Us
Cash is tight but your equity is strong and the window to move is small. We arrange second mortgage business loans in Whangarei that unlocks working capital, clear tax pressure, fund stock or equipment, bridge a refinance, or tidy up urgent payables so you can keep trading.
Our team at Whangarei Second Mortgage Business Loans lives and works in Whangarei and understands local values, timelines, and the way deals get done. We have long experience with property equity lending for small businesses and can give an indicative approval within twenty four working hours once you send clear bank statements, recent financials, a rates notice, and basic property details.
You get a quick yes or no, plain pricing, and a structure that fits how your cash comes in. We look beyond a credit score, accept residential or commercial security, can fund up to about a ninety percent loan to value ratio in strong cases, allow early repayment, set repayments weekly or fortnightly or monthly, and list application, valuation, legal, and other costs in the loan papers before you sign.
Loan sizes run from $20,000 to $500,000 with the largest amounts tied to longer time in business from 6 months for smaller loans up to 5 years for the maximum, we can consider total lending up to about 90 percent loan to value ratio in strong cases which is higher than many bank limits, and we accept residential and commercial security but not rural properties or lifestyle blocks. We fund working capital, stock, supplier payments, tax arrears, refurbishment, and bridging between refinances, and we offer interest only or principal and interest repayments weekly, fortnightly, or monthly with the option to capitalise interest when that fits the exit plan.
You can contact our Whangarei team about second mortgage business loans today. You can ask for a quick call and a quote so we can map out the numbers and timing that fit your next move.
Fast Approvals - $20k to $500k
